David Bayliss

Services and Solutions

With over sixty years of combined experience in the mortgage industry, the Southwest Funding team has the knowledge and expertise to meet your home finance needs.  Whether you are just getting started, or have already identified the property you hope to purchase and are ready to talk numbers, we are ready to help.

Mortgage Consulting

We can talk to you about the current state of the market, both nationwide and locally, as well as help you understand what options are available to you based on your current finances and credit scores.

Pre-Qualification

You have to know where you are before you can know where you’re headed!  Many real estate professionals recommend that you obtain a mortgage pre-qualification before you begin house hunting.  There are many benefits to pre-qualifying, including allowing you to shop for homes in your price range, and improving your real estate agent’s ability to search for ideal properties. It might only take hours to get a pre-qualification, but it can save you days, weeks or months of time… that might be wasted in shopping for homes that are outside your financing ability.

Additionally, by learning what kind of financing is available to you up front, you can increase your buying power.  A seller is often more inclined to commit to a buyer who already has a financing option in hand, than a buyer who is hindered by a mortgage contingency.  This allows you to move quickly on your dream home, rather than watch someone else snap it up while you collect documentation and wait for the mortgage approval process.

End-to-End Mortgage Service

Southwest Funding is known far and wide for its superior commitment to customer service.  Our loan officers are with you every step of the way, from consultation to closing.  We are the right solution if you are seeking a mortgage company that will provide secure, personalized, attentive service – not just as a finance company, but as your partner in the home buying process.

Service Referrals

We have worked with hundreds of residential real estate professionals in the area – from Realtors to brokers to inspectors to appraisers to title agents.  Some of these vendors have demonstrated superior levels of customer service, making them a part of the “Southwest Funding family.”  We can convert our relationships to your benefit, by connecting you with the highest quality of service providers to join your home buying team.

Residential Mortgages

We offer many programs for purchase, refinance, cash-outs, construction loans and reverse mortgages.  We begin by examining your situation, and offering the solution that best fits your needs, credit and income.

Home Improvement Loans

Your home is your castle… but also your investment. Are you looking to finance improvements to your property, such as a swimming pool addition? Give us a call, and let our loan officers provide information on home improvement finance options.

Commercial Mortgages

By working with many stable financial institutions, we are able to connect you to a program that is the right fit.  From purchase, refinance and cash-outs for multi-family and most commercial properties – we offer a range of solutions.